Articles for Seniors

Previously, we had advised that Medicaid applicants or recipients must apply for Medicare if they are ages 64 and nine months, and have income at or below 120 percent of the Federal Poverty Level (or income at or below set state requirements for Medicaid eligibility). Between November 2017 and February 2018, about 30,000 New York […]

When families face difficult end-of-life decisions, costs are often the last thing they want to worry about. Unfortunately, costs present a real problem and often determine how people will spend their final days. New York’s Medicare recipients must understand the coverage available to them for hospice care and other end-of-life services. These coverages can make […]

New York State Medicaid Law

April 17th, 2018 by David Goldfarb

New York Medicaid Attorneys Don’t make a mistake with Medicaid eligibility; contact a New York elder law attorney with knowledge of Medicaid law.  Goldfarb Abrandt Salzman & Kutzin LLP is a law firm that handles New York Medicaid cases. Updated with 2018 income, resource and penalty rates Introduction Medicaid is a joint federal, state and […]

Medicare involves a complicated legal structure of federal statutes and regulations. Beneficiaries can find eligibility, coverage, and appeals decisions difficult to initiate, or even understand. Medicare recipients, however, must understand the coverages to which they are legally entitled. Costly Medicare mistakes can financially devastate Medicare recipients on fixed incomes. Here, the experienced elder law attorneys […]

Recent changes to the law have extended outpatient therapy and home health care coverage for Medicare recipients. Unfortunately, some Medicare beneficiaries still find that their claims get denied under improper or outdated standards of review. An experienced attorney can help recipients determine what services they are eligible for, and advise them how to appeal improper […]

Financial planning for retirement is a complicated task. It requires anticipating living expenses for an indefinite amount of time. This daunting task is often met by a combination of resources. For adequate financial preparation, a retiree must often have health insurance coverage through Medicare, private insurer and possibly Medicaid. Retirement accounts such as 401(k) plans […]

Retirement can pose many different types of financial planning challenges. Today, as inflation dramatically increases the cost of healthcare, housing, and even groceries, many New Yorkers are finding that their retirement savings insufficient to meet their living expenses. A New York elder law and estate attorney, however, can help retirees develop comprehensive plans that effectively […]

While many Federal lawmakers wished to eliminate estate and gift taxes entirely, the 2017 Tax Cuts and Jobs Act did not do so. Instead, legislators compromised on a temporary increase in the exemption amounts for these taxes. This increase could benefit certain age groups that are in the process of estate planning. There has also […]

As part of the Medicare Access and CHIP Reauthorization Act of 2015, Congress eliminated certain Medigap plans that cover Medicare Part B deductibles and other expenses owed by Part B policyholders. The federal law will no longer allow insurance companies to offer certain Medigap programspolicies—such as Plan C or Plan F—starting in 2020. As part […]

During his first year in office, President Donald Trump has worked to reduce as many federal regulations as he can. There are pros and cons to any federal regulation. Opponents and supporters will continue to debate the prudence of these measures, but in the meantime, real lives are affected by the removal of safety protections. […]